A New Month!

It is the start of another month, and we've not made as much progress as I would have liked.  One big glaring item on our budget is the amount of money that we spend every month just to live in this house.  It is becoming more and more of a burden, and less the dream we thought we wanted.

Our house is undoubtedly our largest expense and our largest debt.  Selling it might bring in enough extra money that we could have a down payment on the next one, and we don't have any issue at all with down sizing.  If we were to try and rent instead of buy, the rental market is so strong right now that we'd almost spend the same as we are now, but we'd be in a smaller house and a "less desirable" neighborhood.  I put that in quotes, because I really don't have a problem living in areas that have houses running in the 50%-75% value of our current house.

The rental market being what it is, it also presents us with a dilemma - do we sell the house, or utilize the strong rental market and rent it out?